Head office 416 461 9257 Gateway 905 625 6973

Service Charges

United Employees Credit Union.

   

UNITED EMPLOYEES CREDIT UNION LIMITED

 

SUMMARY OF SERVICE CHARGES

 
 

Effective:
May 1, 2017

Personal Chequing Accounts

 

Clearing charge and EFTs (free if minimum ave. balance is $1000)

0.75

Monthly statement/cancelled cheques returned

2.00

Your cheque or EFT returned as NSF (non-sufficient funds)

35.00

Third Party cheque returned to us as NSF

No charge

Certification of member’s cheque by member

5.00

Certification of member’s cheque by non-member

10.00

Stop payment of cheque with complete details

10.00

Stop payment of cheque with partial details

15.00

Incoming collection item

15.00

Transfer by Credit Union to cover cheques/pre authorized debits

5.00

Estate Management

Min 100.00

   

Preferred Services

 

Monthly Fee includes:

15.00

Includes: Clearing charge and EFTs

 

Certification of member’s cheque by member

Stop payment of cheque with complete details

Official draft cheque (primary cheque)

Telephone transfer request by member

Senior’s Plan (60 and over) includes:

No charge

Includes: Clearing charge and EFTs

 

Certification of member’s cheque by member

Stop payment of cheque with complete details

Official draft cheque (primary cheque)

Transfer from savings to cover cheque

Telephone transfer request by member

   

   Automated Teller Machine (ATM)

 

Transactions on United Employees Credit Union ATM

No charge

Transactions on the Exchange Network ATM

1.00

Withdrawal on ATM machine (other than United Employees ATM)

1.50

Withdrawal Plus Network (United States)

2.50

Unauthorized account overdraft

25.00

Point of Sale/Direct Debit Transaction

0.65

Replacement of ATM card

5.00

   

Telephone Teller and Internet Banking Services

 

Call 416.461.5338 or Toll Free 1.800.894.7644 for the Telephone Teller

  Or log on to www.unitedcu.com for Internet Banking

 

Balances, transfers, cheques cleared, bill payments

No charge

   

Registered Plans (RRSP’s and RRIF’s)   & TFSA

 

Plan administration

No charge